the bank you paid the money to will clear you from chexsytems if you request it in writing.How can I get my record cleared if I paid off my account on chexsystems?
Obtain a copy of your chexsystems report. If the information is not accurate write ChexSystems a letter and explain why you feel it is inaccurate. Make sure to include your consumer id #!How can I get my record cleared if I paid off my account on chexsystems?
Most banks will not remove your name from chexsystems whether you pay them or not. Chexsystems is a Credit reporting agency and they only have to be sure that the record is accurate. If you have paid the debt in full, chexsystems can maintain the record for 5 years as long as it shows as paid.
Everyone has the right to dispute with both chexsystems and the reporting bank, but there is not guarantee for removal.
There are banks and credit unions that will open accounts for those reported to chexsystems and also ones that do not use chexsystems at all
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